Funds

Premier Multi-Asset Conservative Growth Fund

The aim of the fund is to steadily grow the value of the original investment over the long term.

The Premier Multi-Asset Conservative Growth Fund is designed for more conservative investors. The emphasis is on trying to provide steady growth of the original investment over time by investing in a blend of funds and other investments that provide exposure to different types of asset, including company shares (equities), bonds and alternative investments. The types of investments in the fund are expected to be typically uncorrelated with equity markets, which means that the fund is not expected to be reliant on rising stockmarkets to generate positive returns.

Many funds sold in the UK are grouped into sectors by the Investment Association (the trade body that represents UK investment managers), to facilitate comparison between funds with broadly similar characteristics. The fund is classified in the IA Mixed Investment 20% to 60% Shares sector, which we believe is a meaningful comparator to help investors assess the performance of the fund.

As this fund is designed to offer the potential of steady growth over time, and invests in a diversified portfolio of assets to dampen risk, the fund is expected to offer a lower risk option compared with other funds in the sector and therefore we expect the performance of the fund to differ significantly from other funds in the sector.

The London Interbank Offered Rate (LIBOR), is a benchmark interest rate at which major global banks lend to one another in the international interbank market for short-term loans. As the fund aims to deliver steady returns over time with low volatility through a portfolio that includes investments with predictable return profiles, we believe this is also a meaningful benchmark to help investors assess the performance of the fund.

There is no guarantee that the fund will achieve its objective.

The full investment objective and investment policy for the fund are published in the fund’s Prospectus.

In brief
  • Designed to produce the potential for steady investment growth
  • A diversified, multi-asset, multi-manager portfolio
  • Invests in different funds and investments, managed by specialist fund managers, providing exposure to a range of assets including bonds, company shares, property investments and alternative assets
  • Actively managed
  • Managed by our highly experienced multi-asset, multi-manager team
The fund might be suitable for investors:
  • who have basic investment markets knowledge or experience of the basic characteristics and risks of funds;
  • who understand that all of their investment is at risk;
  • whose main investment priority is to grow the value of their original investment over time;
  • who can invest for the long term, which means at least 5 years;
  • who are looking to invest in a diversified portfolio which holds different types of asset considered lower risk, rather than a fund that invests in equities alone;
  • who understand that there are no guarantees that they will get back the full amount originally invested when they come to sell their investment; and
  • who have consulted with an authorised financial adviser.
This fund might not be suitable for investors:
  • who need to fully protect their investment;
  • who want on-demand full repayment of the amount invested;
  • who have no tolerance for risk;
  • whose main investment priority is to receive a regular income;
  • who are unable to accept the possibility that they may not get back the full amount originally invested when they come to sell their investment;
  • who are looking to invest for less than 5 years; and
  • who are looking for guaranteed returns.

The suitability descriptions above are for guidance only. We would always strongly recommend that investors consult with a financial adviser who can help assess risk profiles and the suitability of a fund. We are unable to provide individual investment advice or advise on the suitability of this fund for individual investors.

Before making an investment commitment, investors should:

Like to know more?

If you are interested in this fund or would like any further information, please contact us.

Investment team

The seven-strong investment team includes five experienced investment managers, with an average of 22 years of investment industry experience. 

 

Risk and other important information

When you invest, your money is at risk because the value of investments, and any income from them, can go down as well as up and you could get back less than you invested. The past performance of an investment is not a guide to how it will perform in the future. Because there are many different types of investment risk and investors have different attitudes to risk, we are not able to categorise our investments as having a specific level of risk. We would therefore strongly recommend that if you do not have professional experience in matters relating to investments, you should speak with a financial adviser before making an investment decision.

Premier Miton Investors is not authorised to provide investment advice or tax advice. Before making an investment decision, it is also important that you read the key documentation for that investment which is available in the literature section of the website, by contacting a financial adviser or by getting in touch with us directly. See ‘Contact us’ for more information or if you are unsure. You can find more details about the specific risks and literature that are relevant to each type of investment on the individual fund, portfolio or investment trust website pages.

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