Saving for retirement

As less people have access to defined benefit pension schemes, more people are becoming personally responsible for saving for their retirement and trying to make sure they have saved enough during their working life for a comfortable retirement. With more generous Individual Savings Account (ISA) allowances and the prospect of more flexible access to pension pots, whatever the savings vehicle, there are plenty of options available to investors planning and saving for retirement.

Saving for retirement with Premier Asset Management

Retirement savings are likely to be the biggest and most important financial asset, alongside owning a home. A diversified investment portfolio might be a popular choice when choosing how to save for retirement, where investment is spread across different types of investments to manage risk. Premier Asset Management offers a range of ready-made, diversified multi-asset funds, that provide exposure to lots of different types of asset classes, global markets and underlying investment managers. We also offer a range of risk-targeted multi-asset funds, as well as UK equity, global equity and absolute return funds, all of which aim to generate long-term capital growth. 

Premier growth funds

Fund Strategy Investment Association Sector

Premier Defensive Growth Fund

Absolute return

Targeted Absolute Return

Premier Diversified Balanced Growth Fund

Multi-asset

Mixed Investment 40-85% Shares

Premier Diversified Cautious Growth Fund

Multi-asset

Mixed Investment 20-60% Shares

Premier Diversified Dynamic Growth Fund

Multi-asset

Flexible Investment

Premier Diversified Growth Fund

Multi-asset

Mixed Investment 40%-85% Shares

Premier Ethical Fund

UK equity

UK All Companies

Premier Global Alpha Growth Fund

Global equity

Global

Premier Multi-Asset Absolute Return Fund

Multi-asset, multi-manager

Targeted Absolute Return

Premier Multi-Asset Conservative Growth Fund

Multi-asset, multi-manager

Mixed Investment 20%-60% Shares

Premier Multi-Asset Global Growth Fund

Multi-asset, multi-manager

Flexible Investment

Premier Multi-Asset Growth & Income Fund

Multi-asset, multi-manager

Mixed Investment 40%-85% Shares

Premier UK Growth Fund

UK equity

UK All Companies

Premier multi-asset income funds

Fund Strategy Investment Association Sector Income payments

Premier Multi-Asset Distribution Fund

Multi-asset, multi-manager

Mixed Investment 20%-60% Shares

Quarterly

Premier Multi-Asset Growth & Income Fund

Multi-asset, multi-manager

Mixed Investment 40%-85% Shares

Half-yearly

Premier Multi-Asset Monthly Income Fund

Multi-asset, multi-manager

Mixed Investment 20%-60% Shares

Monthly

Premier Diversified Income Fund

Multi-asset

Mixed Investment 20%-60% Shares

Quarterly

Premier equity income funds

Fund Strategy Investment Association Sector Income payments

Premier Global Infrastructure Income Fund

Global equity

Global Equity Income

Quarterly

Premier Global Optimum Income Fund

Global equity & derivative

Global Equity Income

Quarterly

Premier Income Fund

UK equity

UK Equity Income

Half yearly

Premier Monthly Income Fund

UK equity

UK Equity Income

Monthly

Premier Optimum Income Fund

UK equity & derivative

UK Equity Income

Quarterly

Premier Pan European Property Share Fund

Indirect property

Property Other

Half yearly

Premier fixed income funds

Fund Strategy Investment Association Sector Income payments

Premier Corporate Bond Monthly Income Fund

Fixed income

£ Corporate Bond

Monthly

Premier UK Money Market Fund

Cash

UK Money Market

Quarterly

Premier risk-targeted funds

Fund Strategy Investment Association Sector Focus

Premier Liberation No. IV Fund

Multi-asset, multi-manager Mixed Investment 20%-60% Shares

Income

Premier Liberation No. V Fund

Multi-asset, multi-manager Mixed Investment
20%-60% Shares

Income

Premier Liberation No. VI Fund

Multi-asset, multi-manager Mixed Investment
40%-85% Shares

Growth

Premier Liberation No. VII Fund

Multi-asset, multi-manager Flexible Investment

Growth

 

Risk and other important information

When you invest, your money is at risk because the value of investments, and any income from them, can go down as well as up and you could get back less than you invested. The past performance of an investment is not a guide to how it will perform in the future. Because there are many different types of investment risk and investors have different attitudes to risk, we are not able to categorise our investments as having a specific level of risk. We would therefore strongly recommend that if you do not have professional experience in matters relating to investments, you should speak with a financial adviser before making an investment decision.

Premier Miton Investors is not authorised to provide investment advice or tax advice. Before making an investment decision, it is also important that you read the key documentation for that investment which is available in the literature section of the website, by contacting a financial adviser or by getting in touch with us directly. See ‘Contact us’ for more information or if you are unsure. You can find more details about the specific risks and literature that are relevant to each type of investment on the individual fund, portfolio or investment trust website pages.

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