The aim of the fund is to steadily grow the value of the original investment over the long term. The Premier Multi-Asset Conservative Growth Fund is designed for more conservative investors. The emphasis is on trying to provide steady growth of the original investment over time by investing in a blend of funds and other investments that provide exposure to different types of asset, including company shares (equities), bonds and alternative investments. The types of investments in the fund are expected to be typically uncorrelated with equity markets, which means that the fund is not expected to be reliant on rising stockmarkets to generate positive returns. Many funds sold in the UK are grouped into sectors by the Investment Association (the trade body that represents UK investment managers), to facilitate comparison between funds with broadly similar characteristics. The fund is classified in the IA Mixed Investment 20% to 60% Shares sector, which we believe is a meaningful comparator to help investors assess the performance of the fund. As this fund is designed to offer the potential of steady growth over time, and invests in a diversified portfolio of assets to dampen risk, the fund is expected to offer a lower risk option compared with other funds in the sector and therefore we expect the performance of the fund to differ significantly from other funds in the sector. The London Interbank Offered Rate (LIBOR), is a benchmark interest rate at which major global banks lend to one another in the international interbank market for short-term loans. As the fund aims to deliver steady returns over time with low volatility through a portfolio that includes investments with predictable return profiles, we believe this is also a meaningful benchmark to help investors assess the performance of the fund. There is no guarantee that the fund will achieve its objective. The full investment objective and investment policy for the fund are published in the fund’s Prospectus. The past performance of an investment is not a guide to its future performance; the value of an investment and any income from it can go down as well as up. There is a risk that you could get back less than you invested. Find out more In brief Designed to produce the potential for steady investment growth A diversified, multi-asset, multi-manager portfolio Invests in different funds and investments, managed by specialist fund managers, providing exposure to a range of assets including bonds, company shares, property investments and alternative assets Actively managed Managed by our highly experienced multi-asset, multi-manager team The fund might be suitable for investors: who have basic investment markets knowledge or experience of the basic characteristics and risks of funds; who understand that all of their investment is at risk; whose main investment priority is to grow the value of their original investment over time; who can invest for the long term, which means at least 5 years; who are looking to invest in a diversified portfolio which holds different types of asset considered lower risk, rather than a fund that invests in equities alone; who understand that there are no guarantees that they will get back the full amount originally invested when they come to sell their investment; and who have consulted with an authorised financial adviser. The fund might not be suitable for investors: who need to fully protect their investment; who want on-demand full repayment of the amount invested; who have no tolerance for risk; whose main investment priority is to receive a regular income; who are unable to accept the possibility that they may not get back the full amount originally invested when they come to sell their investment; who are looking to invest for less than 5 years; and who are looking for guaranteed returns. The suitability descriptions above are for guidance only. We would always strongly recommend that investors consult with a financial adviser who can help assess risk profiles and the suitability of a fund. We are unable to provide individual investment advice or advise on the suitability of this fund for individual investors. Before making an investment commitment, investors should: Consult with an authorised financial adviser. Read the fund’s ‘Key Investor Information Document’. Read the ‘Supplementary Information Document’. Understand and feel comfortable with the risks summarised in the Key Investor Information Document and detailed in the fund’s Prospectus. Like to know more? If you are interested in this fund or would like any further information, please consult with your financial adviser in the first instance to ensure the fund is appropriate for you. If you require more information please email us. Email us Investment team The seven-strong investment team includes five experienced investment managers, with an average of 22 years of investment industry experience.